Structured products are on the regulators' radar, as I mentioned in a previous post:
http://labradorinvestments.blogspot.com/2011/06/finra-boss-discusses-structured.html
Most individual investors (people like you, your family and your friends, as opposed to institutional investors such as banks, trust companies, hedge funds and investment advisors) do not understand these complex products. FINRA (the Financial Industry Regulatory Authority), a regulator that was formerly called the NASD (National Association of Securities Dealers), has prepared an excellent, readable and understandable summary of a product called Structured Notes With Principal Protection.
http://www.finra.org/Investors/ProtectYourself/InvestorAlerts/Bonds/P123713?utm_source=MM&utm_medium=email&utm_campaign=Investor_News_060911_FINAL
I urge anyone who might be approached by a broker touting these products to read this summary.
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